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Who uses this: Administrators turn on Wisetack in Company Settings > Features & Plugins. Availability: United States only; requires an approved Wisetack application.
Wisetack is a consumer financing provider that lets your residential customers pay over time for the work you do. Once Wisetack is enabled and approved, pay-over-time options appear on the estimates and invoices you send from FieldPulse — your customer breaks the cost into monthly payments, and your business gets paid in full as soon as the job is done.

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Overview

Wisetack financing runs from $500 to $25,000 with a fast application and approval process, and checking options does not impact the customer’s credit score. Your residential customer can finance an emergency repair when funds are tight or a large project without stalling on price, and your business gets paid in full up front. Wisetack is integrated directly with FieldPulse, so customers apply for financing in seconds and your business never handles any of their sensitive information.

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Video walkthrough

Video walkthrough: Wisetack consumer financing in FieldPulse

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Before you begin

Wisetack sets its own business eligibility requirements, and you complete a Wisetack application as part of turning the integration on. To qualify, your business needs:
  • 1+ year in business
  • $150,000 or more in annual revenue
  • 10 or more online reviews with an average of 4.5 stars
  • To be located in the US
There is no implementation cost or subscription fee. Your business pays a 3.9% per-transaction fee when a customer completes financing with Wisetack.

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Step-by-step setup

  1. Go to Company Settings.
  2. Select Features & Plugins.
  3. Under FieldPulse Preferred Partners, find the Wisetack Consumer Financing tile and select Enable.
  4. In the prompt that opens, select the sign-up link and complete your Wisetack application.
Features & Plugins in Company Settings with the Wisetack Consumer Financing tile under FieldPulse Preferred Partners and the sign-up prompt open Once your application is approved, you are ready to include financing options on your estimates and invoices.

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What your customer sees

Once Wisetack is enabled and approved, your estimates and invoices show a See Loan Options button. From there the customer experience is self-service. A customer's invoice showing Pay as low as $202.12 per month with Learn More and See Loan Options buttons under the invoice summary In the example below, the customer applied for an $8,000 purchase and can pick from plans of 3, 6, or 12 months and longer. Three Wisetack screens on a phone showing approval for $8,000 with 3, 6, and 12 month plans, a loan summary signed with the last four SSN digits, and the Job is Done Release Payment confirmation After the customer releases payment, Wisetack pays your business in full and your customer begins paying over time. If the job is not complete, the customer can return to the application at a later date to confirm and release funds, and Wisetack sends both you and the customer a reminder by email. When the funds are on their way to you, Wisetack also contacts the customer about paying off their purchase in monthly installments and emails them instructions on where to make payments and how to set up auto-pay.
Financing disclosure: All financing is subject to credit approval, and your terms may vary. Payment options through Wisetack are provided by its lending partners. For example, a $1,200 purchase could cost $104.89 a month for 12 months based on an 8.9% APR, or $400 a month for 3 months based on a 0% APR. Offers range from 0% to 35.9% APR based on creditworthiness, with no other financing charges or participation fees. See additional terms at wisetack.com/faqs.
Your setup is working when your Wisetack application is approved and an estimate you send shows a See Loan Options button your customer can use to pick a plan.

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Settings reference

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FAQs

What are the requirements for my business to use Wisetack? Your business needs 1+ year in business, $150,000+ in annual revenue, 10+ online reviews with an average of 4.5 stars, and a US location. What purchases are eligible? Invoices ranging between $500 and $25,000 for residential customers are eligible for Wisetack. What are the costs for my business? There is no implementation cost or subscription fee. You pay a 3.9% per-transaction fee when a customer completes financing with Wisetack. How long does it take for me to get paid? Once the customer confirms the job has been completed, the funds are sent to you the next business day by ACH (bank) transfer, deposited directly into your bank account so there are no extra costs. Depending on your bank, it can take up to two additional business days to receive the funds.

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Still need help?

Reach the FieldPulse support team at support@fieldpulse.com or use the chat feature in the bottom-right corner of your screen.